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April 2025 Market Commentary

Certified Financial Planner CFP Financial Advice Financial Advisor Financial Advisor for Gay Couples Financial Advisor for LGBT Couples Financial Planner Financial Planning Financial Planning for Gay Couples Financial Planning for same-sex couples Financial Planning for Women Financial Services Gay Friendly Financial Advisor Annapolis Investment Advice Investment Advisor Investment Companies Investment Management Investment Planning Investment Strategy Investments LGBT friendly financial Advisor Recession Registered Investment Advisor Retirement Advice Retirement Planning Retirement Planning for LGBT Couples RIA Wealth Management Wealth Management Firms April 16, 2025 Author: Woody Derricks

1st Quarter Recap After the last two years, during which the S&P 500 saw solid and consistent returns, volatility came back beginning in mid-February. The unpredictability surrounding tariffs has created uncertainty for the markets and the future of our economy. Tariffs- a partial timeline through March 31st On the campaign trail, President Trump promised to […]

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Protecting Yourself from Identity Theft

Certified Financial Planner CFP Financial Advice Financial Advisor Financial Advisor for Gay Couples Financial Advisor for LGBT Couples Financial Planner Financial Planning Financial Planning for Gay Couples Financial Planning for same-sex couples Financial Planning for Women Financial Services Gay Friendly Financial Advisor Annapolis Holiday Spending TIps LGBT friendly financial Advisor Registered Investment Advisor Retirement Advice Retirement Planning Retirement Planning for LGBT Couples RIA Uncategorized Wealth Management January 17, 2025 Author: Woody Derricks

According to a recent survey conducted by Experian, 24% of people reported being a victim of identity theft or fraud during the holidays. During the holidays, we’re often so distracted while out shopping or searching for bargains online that we let our guard down. Before you go shopping, take some steps to help protect your identity. Online Data– Be […]

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Planning for Diminished Financial Capacity

Budgeting Tips Estate Planning Estate Planning for Gay Couples Financial Advice Financial Advisor Financial Advisor for Gay Couples Financial Advisor for LGBT Couples Financial Planner Financial Planning Investment Management Investment Planning Retirement Planning June 30, 2023 Author: Woody Derricks

Planning for Diminished Financial Capacity According to the SEC, “’Diminished financial capacity’ is a term used to describe a decline in a person’s ability to manage money and financial assets to serve his or her best interests, including the inability to understand the consequences of investment decisions.”1 Of all the things we plan for, it’s […]

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College Transition Tips for Parents and Kids: How to Prepare for the Big Move

Budgeting Tips Financial Advice Financial Advisor Financial Planner Financial Planning Financial Services Investment Advice Legacy Planning August 5, 2022 Author: Woody Derricks

College Transition Tips for Parents and Kids: How to Prepare for the Big Move The time has come; your child is heading off to college! This can be a bittersweet event for you as a parent. If you feel a little lost, don’t worry, it is normal and expected. We have some tips for parents […]

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Q1 2022 Passionate Investor

Certified Financial Planner Financial Advice Financial Advisor Financial Planner Financial Planning Financial Services Investment Advisor Investment Strategy Registered Investment Advisor Retirement Planning RIA Wealth Management April 29, 2022 Author: Woody Derricks

Q4 2021 Market Review and Commentary  Market Review* Equity markets generally outperformed fixed-incom e markets with the S&P 500 falling 4.60% (including dividends) and the Barclay’s Capital U.S. Aggregate Bond index falling 5.93%. Small caps underperformed large cap stocks (S&P 500) as the Russell 2000 small cap stock index returned -7.53%. Value outperformed Growth during […]

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Retirement Planning: Our Best Tips for Finding Your “Forever” Home

Financial Advisor Financial Planner Registered Investment Advisor Retirement Planning Wealth Management March 7, 2022 Author: Woody Derricks

Retirement Planning: Our Best Tips for Finding Your “Forever” Home What comes to mind when you hear the term retirement planning?  Probably determining how you will pay for your final decades on the planet.  What is not often discussed is where you’re going to live those decades out.  But this is arguably almost as important […]

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Financial Planning Rules of Thumb: Do These Old Guidelines Actually Work?

Accredited Domestic Partnership Advisor Financial Advice Financial Advisor Financial Planner Financial Planning Financial Services Registered Investment Advisor Retirement Planning RIA Wealth Management February 10, 2022 Author: Woody Derricks

Financial Planning Rules of Thumb:  Do These Old Guidelines Actually Work? The money world is full of financial planning “rules of thumb” that are supposed to make retirement planning easier.  You’ve probably heard of some of these: The 4% Rule for withdrawing from your retirement nest egg The 60/40 Rule for splitting investments between stocks […]

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What Should You Look for in a Financial Advisor?

Accredited Domestic Partnership Advisor Certified Financial Planner CFP Estate Planning Estate Planning for Gay Couples Financial Advice Financial Advisor Financial Planner Financial Planning Financial Services Registered Investment Advisor Retirement Planning RIA Wealth Management November 16, 2021 Author: Woody Derricks

What Should You Look for in a Financial Advisor? If you’re serious about securing your financial future, you are likely considering the help of a financial advisor (or are already working with one).  Without that critical relationship, it’s too easy to make mistakes or ignore a blind spot that can derail your plans.  There’s simply too much at stake to go it alone.    But here’s the key:  it has to be the right financial […]

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Financial Planning Opportunities to Prioritize When Changing Jobs

Certified Financial Planner Financial Advice Financial Advisor Financial Planner Financial Planning Financial Services Investment Planning Legacy Planning Registered Investment Advisor Retirement Advice RIA October 14, 2021 Author: Woody Derricks

Financial Planning Opportunities to Prioritize When Changing Jobs They call it the Great Resignation.  With more jobs available than Americans looking to fill them, recent months have presented a unique opportunity for those interested in finding something better. But along with a chance to upgrade your career, changing jobs can also present other financial opportunities.  Because it is a busy time, it can be easy to miss those, which can mean a […]

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Q1 2021 Passionate Investor

Certified Financial Planner CFP Financial Planner Financial Planning Investment Advice Investment Advisor Investment Planning Investment Strategy Investments RIA Wealth Management April 28, 2021 Author: Woody Derricks

Q1 2021 Passionate Investor Market Review Equity markets generally outperformed fixed-income markets with the S&P 500 rising 6.17% (including dividends) and the Barclay’s Capital U.S. Aggregate Bond index falling 3.37%. Small caps outperformed large-cap stocks (S&P 500) as the Russell 2000 small-cap stock index returned +12.70%. Value outperformed growth during the quarter (as determined by […]

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