Services

Personal Financial Planning
  • Help you develop, establish, and track individual and family financial goals
  • Provide personal financial advice through life goals and transitional phases: major illness, death, inheritance, job change, retirement, child birth, divorce, legal issues or other crises
  • Help provide you with more confidence regarding your financial management; focusing on financial goals, priorities, direction, and structure
  • Help determine an appropriate amount of “easy-access” funds to have available for emergency or opportunity
  • Evaluate current cash holdings and look for opportunities to increase returns on cash accounts
  • Evaluate stock options and distributions as well as restricted stocks
  • Analyze debt structure and organization and assess lending opportunities
  • Evaluate mortgage financing, the economic benefits of refinancing, semi-monthly payment programs, accelerated payment programs and PMI reduction strategies
  • Review your cash flow and money management
  • Encourage you to save and invest
  • Look for opportunities for additional savings through money management tips
  • Provide information about tax-planning strategies
  • Discuss the benefits of optimizing your 401(k), 403(b) or other retirement plan options
  • Life isn’t all about saving for the future, so we’ll also promote vacation planning and quality-of-life enhancements
  • Explain how to best utilize employer benefits
  • Analyze the economic benefits of employment offers
  • Provide proactive follow up on action items
  • Provide friendly and knowledgeable support
  • Continue to seek out professional education for myself to better serve you
  • Calculate net worth annually
  • Provide positive encouragement and motivation for effort and successes
  • Conference calls and/or meetings with Human Resources, CPA, Attorney, etc to help coordinate your financial advice.
  • When we provide personal financial planning for same-sex couples, we want to learn about how you handle your financial management in order to tailor our advice and strategies to you.
  • We act as a fiduciary throughout the financial planning process; meaning that we only make recommendations that we believe are in your best interest. In a written financial plan, we do not make specific product recommendations. Instead, we provide advice you can use regardless of where you opt to implement.

Contact us to learn more about the benefits of financial planning and working with an Registered Investment Advisor.