Services

Personal Financial Planning
  • Help you develop, establish, and track individual and family financial goals
  • Provide personal financial advice through life goals and transitional phases: major illness, death, inheritance, job change, retirement, child birth, divorce, legal issues or other crises
  • Help provide you with more confidence regarding your financial management; focusing on financial goals, priorities, direction, and structure
  • Help determine an appropriate amount of “easy-access” funds to have available for emergency or opportunity
  • Evaluate current cash holdings and look for opportunities to increase returns on cash accounts
  • Evaluate stock options and distributions as well as restricted stocks
  • Analyze debt structure and organization and assess lending opportunities
  • Evaluate mortgage financing, the economic benefits of refinancing, semi-monthly payment programs, accelerated payment programs and PMI reduction strategies
  • Review your cash flow and money management
  • Encourage you to save and invest
  • Look for opportunities for additional savings through money management tips
  • Provide information about tax-planning strategies
  • Discuss the benefits of optimizing your 401(k), 403(b) or other retirement plan options
  • Life isn’t all about saving for the future, so we’ll also promote vacation planning and quality-of-life enhancements
  • Explain how to best utilize employer benefits
  • Analyze the economic benefits of employment offers
  • Provide proactive follow up on action items
  • Provide friendly and knowledgeable support
  • Continue to seek out professional education for myself to better serve you
  • Calculate net worth annually
  • Provide positive encouragement and motivation for effort and successes
  • Conference calls and/or meetings with Human Resources, CPA, Attorney, etc to help coordinate your financial advice.
  • When we provide personal financial planning for same-sex couples, we want to learn about how you handle your financial management in order to tailor our advice and strategies to you.
  • We act as a fiduciary throughout the financial planning process; meaning that we only make recommendations that we believe are in your best interest. In a written financial plan, we do not make specific product recommendations. Instead, we provide advice you can use regardless of where you opt to implement.