Tips for Choosing Employee Benefits, Part I

Employee Benefits Financial Advisor Financial Planning Health Benefits Life Insurance Retirement Planning September 18, 2017 Author: Woody Derricks

If you are changing jobs or simply approaching open enrollment season for your employee benefits, selecting the right options for you and your family can be stressful. Whether it involves utilizing a Health Savings Account (HSA) with your health plan or deciding how much to contribute to your 401(k), the selections you make every year […]

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The Ins and Outs of Cohabitation Agreements for Same-Sex Couples

Financial Advisor for Gay Couples Financial Planning for Gay Couples August 30, 2017 Author: Woody Derricks

Cohabitation agreements are legal agreements that can be formed between couples who live together. While they can be useful tools for heterosexual couples, they are especially valuable to same-sex couples who choose not to marry. These legal documents allow individuals to protect their assets and interests while their relationships are in good standing – just […]

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Medicare Tips and FAQs

Financial Advisor Medicare August 18, 2017 Author: Woody Derricks

Medicare is a health insurance system provided by the federal government. It is generally utilized by individuals 65 and older, but it can also be used by younger people who suffer from certain disabilities or diseases – like Lou Gehrig’s or end-stage renal disease. If you believe that Medicare eligibility is in your future, it’s […]

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Ready for Baby? Considerations for Same-Sex Couples with Kids

Financial Advisor Financial Advisor for Gay Couples Financial Advisor for LGBT Couples Financial Planning for Gay Couples July 28, 2017 Author: Woody Derricks

Many same-sex couples have children or are planning to have them in the future. Some enter the relationship with kids from a previous marriage or union, while others may look to adopt or use a surrogate. If you are in a same-sex relationship and looking to add to your family, there are some things you […]

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Should I Pay Off My Mortgage?

Financial Advisor Financial Advisor for Gay Couples Financial Planning Financial Planning for Gay Couples Mortgage Lending July 17, 2017 Author: Woody Derricks

If you search the internet, you can uncover as many articles telling you to pay off your mortgage as ones encouraging you to keep it forever. Why are so many financial advisors divided over this one issue? The truth is that it’s simply a matter of strategy, and what works for some people may not […]

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How Much Life Insurance Do My Partner and I Need?

Financial Advisor Financial Advisor for LGBT Couples Gay Friendly Financial Advisor Annapolis Life Insurance June 29, 2017 Author: Woody Derricks

Same-sex couples need to look at life insurance even more so than their heterosexual counterparts. With so many unknowns when it comes to the legal ramifications of civil unions and domestic partnerships, life insurance should be an integral part of every same-sex couple’s financial planning process. Life insurance should not be treated as a one-size-fits-all […]

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Is Your Insurance Agent Telling You Everything?

auto insurance insurance policies Life Insurance June 21, 2017 Author: Woody Derricks

Home and auto insurance takes up quite a bit of your monthly budget. You may not feel the sting like other bills thanks to escrow accounts and electronic funds transfer (EFT), but if you took the time to add up your annual expenditure, you might be surprised at how much it is. Insurance is a […]

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Prenuptial and Postnuptial Agreements for Same-Sex Couples

Financial Advisor for Gay Couples Financial Advisor for LGBT Couples Financial Planning for Gay Couples Financial Planning for same-sex couples Gay Friendly Financial Advisor Annapolis May 22, 2017 Author: Woody Derricks

Although some same-sex couples may not want to admit it, divorce may be on the horizon for them. It’s the unfortunate reality in today’s world. With ambiguous laws and some states still not realizing certain types of civil unions, the division of assets could be much hazier when it comes to same-sex couples separating. If […]

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Investment Advice: The Benefits of Working with a Registered Investment Advisor

Financial Advisor Investment Advice Registered Investment Advisor RIA May 15, 2017 Author: Woody Derricks

Whether you are a high-net-worth individual or a mid-size institution, it can be difficult to develop an investment strategy and oversee your investments – especially as your portfolio grows and becomes more diverse. Because of this, many people seek investment advice through a third party. Not all advisors are equal, though, when it comes to […]

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Tips for Getting the Most out of Your Pension

Estate Planning Estate Planning for Gay Couples Investment Strategy Pension Retirement Planning April 25, 2017 Author: Woody Derricks

According to, people live an average of twenty years after retirement. If you are planning to use a pension to fund a significant portion – if not all – of your retirement, are you confident that it is going to allow you to live the lifestyle you want? No one wants to outlive their […]

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