Life Insurance Basics
Life insurance is a very competitive industry, and because of this, there are many choices when it comes to getting the coverage that you need. It is important not to get lost in the jargon, though; not all policies are the same, and the details are often hidden within the fine print. Before you make […]Continue reading ›
Tips for Retirement Planning
Retirement planning is always a hot topic. Whether you’re a Baby Boomer or a member of Generation X, retirement will be here before you know it. The earlier you plan, the better off you’ll be when you’re ready to say goodbye to your full-time career. Will you be able to retire when you want? Will […]Continue reading ›
Tips for Choosing Employee Benefits, Part 2: Same Sex Couples
When you are deciding whether or not to walk down the aisle, you may want to take employee benefits into consideration. Some companies recognize civil unions and domestic partnerships when it comes to perks such as employer-sponsored health insurance, but others do not. To ensure that you are taking advantage of everything your employer has […]Continue reading ›
Tips for Choosing Employee Benefits, Part I
If you are changing jobs or simply approaching open enrollment season for your employee benefits, selecting the right options for you and your family can be stressful. Whether it involves utilizing a Health Savings Account (HSA) with your health plan or deciding how much to contribute to your 401(k), the selections you make every year […]Continue reading ›
The Ins and Outs of Cohabitation Agreements for Same-Sex Couples
Cohabitation agreements are legal agreements that can be formed between couples who live together. While they can be useful tools for heterosexual couples, they are especially valuable to same-sex couples who choose not to marry. These legal documents allow individuals to protect their assets and interests while their relationships are in good standing – just […]Continue reading ›
Medicare Tips and FAQs
Medicare is a health insurance system provided by the federal government. It is generally utilized by individuals 65 and older, but it can also be used by younger people who suffer from certain disabilities or diseases – like Lou Gehrig’s or end-stage renal disease. If you believe that Medicare eligibility is in your future, it’s […]Continue reading ›
Ready for Baby? Considerations for Same-Sex Couples with Kids
Many same-sex couples have children or are planning to have them in the future. Some enter the relationship with kids from a previous marriage or union, while others may look to adopt or use a surrogate. If you are in a same-sex relationship and looking to add to your family, there are some things you […]Continue reading ›
Should I Pay Off My Mortgage?
If you search the internet, you can uncover as many articles telling you to pay off your mortgage as ones encouraging you to keep it forever. Why are so many financial advisors divided over this one issue? The truth is that it’s simply a matter of strategy, and what works for some people may not […]Continue reading ›
How Much Life Insurance Do My Partner and I Need?
Same-sex couples need to look at life insurance even more so than their heterosexual counterparts. With so many unknowns when it comes to the legal ramifications of civil unions and domestic partnerships, life insurance should be an integral part of every same-sex couple’s financial planning process. Life insurance should not be treated as a one-size-fits-all […]Continue reading ›
Is Your Insurance Agent Telling You Everything?
Home and auto insurance takes up quite a bit of your monthly budget. You may not feel the sting like other bills thanks to escrow accounts and electronic funds transfer (EFT), but if you took the time to add up your annual expenditure, you might be surprised at how much it is. Insurance is a […]Continue reading ›